Sadaf Roksana

I am the co-founder and executive director of the fastest unicorn Nagad and the first female entrepreneur with such a remarkable feat in Bangladesh.

With more than ten years of experience in key leadership positions in many successful technology ventures in Bangladesh and Singapore, I am spearheading the most disrupted digital financial company that ensures financial inclusion and popularizing digital payments in Bangladesh, which is ultimately pushing forward the initiative of ensuing a cashless economy.

Empowering women, especially the underprivileged group living in hard-to-reach parts of Bangladesh though financial inclusion, is another motto of mine, which will help the country upgrade its status to a middle-income one and eventually get into the list of developed nations.


Fastest to Unicorn Award’ 2023 by Ministry of Posts, Telecommunications and Information Technology of Bangladesh

Posts and Telecommunications Award-2023 by Ministry of Posts, Telecommunications and Information Technology of Bangladesh

Best Innovation in other Financial Institutions in 2023, by Aspire to Innovate (a2i), a multinational digital transformation organization.

Best Innovative Digital Financial Services Brand by Global Brands Magazine, in April 2022

Asia-Pacific Stevie Award of the category of ‘Excellence in Innovation in Financial Industries’ in April 2022

Mastercard Excellence Award 2022, for outstanding contribution to digital innovation in financial sector by Mastercard

Fintech Impact Award by Bangladesh Brand Forum in November 2021

The Best Digital Financial Service Provider 2020 by international business magazine Business Tabloid in 2020

Best DFS Innovative Award by UK-based Global Economics in July 2021

WITSA award WITSA Global ICT Excellence Award 2020 by World Congress of Information Technology in 2020

Top cohort of fintech startups for 2020 declared by Inclusive Fintech 50 for innovation in the fintech industry in 2020

Career Journey

June 2023 to Till Date

Co-Founder, Executive Director & Shareholder

June 2023 to
Till Date

Co-Founder & Head of Project Management and Investor Relation

November 2020 to June 2023

Co-Founder & Head of Project Management

December 2019 to
November 2020

Co-Founder & Corporate Governance

July 2017 to
November 2019

Nagad Limited

Co-founder, Executive Director & Shareholder
June 2023 to Till Date

Nagad, the world’s fastest-growing FinTech company and Bangladesh’s top mobile financial service in terms of customer onboarding made a foray into the Mobile Financial Service market as an arm of the Bangladesh Postal Department on 26 March 2019. From the beginning it aspires to disrupt the market with a good number of customer-centric innovations. Currently, it has over 84 million verified registered customers with 250,000 retail points across the country that helps to transact about USD 112 million on average a day. With its service and growing attitude Nagad also has turned into a unicorn startup only in four years of its inception – fastest of its kind in Bangladesh to reach this impressive feat. Nagad is now working on establishing a digital bank, which will ensure all kinds of financial services on a single platform without requiring any bank visit. In addition, all financial services will be available on mobile devices over the next few years, and Nagad is leading the market with its innovative and people-oriented services. This mobile money carrier is also planning to offer cash withdrawal service free of cost to its customers with a view to speeding up the country’s financial inclusion drive.

Key Achievements:

Finclusion Ventures Pte. Ltd. Singapore

Co-founder & Director
April 2015 to Till Date

Finclusion Ventures Pte Ltd. is a venture investment platform founded on three guiding principles: authentic collaboration, virtuous cycle outcomes, and diversity, equity and inclusion. Finclusion has been at the center of a vibrant ecosystem of startups and institutions dedicated to reinventing financial services for the digital world. Finclusion is committed investors, thoughtful advisors, active conveners and dedicated problem solvers who share a passion for technology and a belief in the transformative power of digital financial services.

I-Business Holdings Ltd Bangladesh

Co-founder & Director
April 2014 to Till Date

I-Business invests in exceptional entrepreneurs building market-altering versatile businesses. At I-Business investment was early. In fact, more than half of the investments to date have been incorporated in our office. I-Business typically invests up to $500,000 at inception, with the ability to support subsequent rounds as required. We invest alone, or alongside other value-added venture and angel investors that share the belief that founder/investor alignment is key to building successful companies and profitable exits. I-Business has invested in sectors such as ICT, IT, IGW, Tours-Travels & Ticketing, Venture Capital Firm and Software development industry.


Shanto-Mariam University of Creative Technology Dhaka, Bangladesh

B.A (Hons) in Interior Architecture
2011 - 2014

Publications & News

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